Buying Guide
A practical end-to-end flow for buying property in Japan
Set your budget framework
Define down payment, loan range, and monthly repayment first so your search criteria stay realistic.
- Set ceiling for down payment and closing costs
- Calculate a sustainable monthly payment
View and compare listings
Evaluate not only location but also neighborhood livability, future maintenance cost, and renovation potential.
- Visit areas in different time slots
- Check building condition and maintenance history
Submit offer and negotiate terms
Coordinate price, handover timing, and included fixtures so there are no surprises before contract.
- Organize offer conditions clearly
- Confirm deposit and key milestone dates
Mortgage screening and contract
After pre-approval, proceed to formal screening, important matters explanation, and contract signing.
- Prepare required financial documents
- Review all contract explanations in advance
Settlement and handover
Complete final payment, registration transfer, and key handover before your move-in preparation.
- Arrange registration and insurance
- Plan move and utilities setup
Helpful documents to prepare
ID documents
Income certificates
Employment details
Bank account / balance proof
We can guide first-time buyers through every step
Talk to an advisor